Mitrovic Consulting

One of the lessons I learned working with private equity and transactional insurance is that a known liability does not necessarily have to kill a transaction or even permanently depress a company’s valuation. A company or asset may have a significant underinsured or uninsured liability—litigation, environmental exposure, a toxic tort claim, or another contingent risk—that neither the buyer nor the seller wants to retain. The buyer may respond by substantially discounting the

Insurance Company Errors & Omissions ("E&O") is about far more than coverage—it is about understanding the regulatory environment in which insurance companies operate. Insurance companies do not simply issue policies. They operate under the oversight of 50 separate state insurance departments, each with its own requirements for policy review, rating approval, licensing, market conduct, and claims handling. Complaints involving unapproved endorsements, rating irregularities, c